Medicare Insurance Solutions
Navigate Medicare with confidence. Our licensed advisors work with top-rated insurance providers to help you understand your options and find the right coverage.
- Turning 65 Soon?
Don’t miss your Initial Enrollment Period. Our advisors can help you navigate your options.
- Already on Medicare?
Review your coverage annually. We can help you find better options during Open Enrollment.
- Have Medicare Questions?
Medicare can be confusing. Our licensed advisors are here to answer all your questions.
Medicare Coverage Options
We offer comprehensive coverage options to protect what matters most to you and your family.
Medicare Advantage (Part C)
Medicare Advantage plans are an all-in-one alternative to Original Medicare, offered by private insurance companies approved by Medicare.
- All-in-one coverage (Parts A, B, and usually D)
- Additional benefits like dental, vision, and hearing
- Low or $0 monthly premiums in many areas
- Network-based care for cost savings
- Annual out-of-pocket maximum protection
Medicare Supplement (Medigap)
Medicare Supplement Insurance (Medigap) helps pay some of the healthcare costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.
- Works with Original Medicare (Parts A & B)
- Freedom to see any doctor that accepts Medicare
- Standardized plans make comparison easy
- No network restrictions or referrals needed
- Predictable costs with little to no out-of-pocket expenses
Get Expert Medicare Guidance
Our licensed Medicare specialists can help you understand your options and find the right coverage for your needs and budget.
- Most callers speak with an advisor in under 60 seconds
Frequently Asked Medicare Questions
Get answers to common Medicare questions. Our advisors are also available to address your specific concerns.
You can enroll in Medicare during your Initial Enrollment Period, which begins 3 months before your 65th birthday month and ends 3 months after. You may also qualify for Special Enrollment Periods based on certain life events, or you can enroll during the General Enrollment Period (January 1-March 31) each year.
Medicare Advantage (Part C) replaces Original Medicare with a private plan that provides all your Part A and B benefits, usually includes Part D, and often offers extra benefits. Medicare Supplement (Medigap) works alongside Original Medicare to cover costs like deductibles and coinsurance, but requires a separate Part D plan for prescription coverage.
If you're 65+ and covered by a group health plan through your or your spouse's current employment, you may be able to delay Medicare enrollment without penalty. However, this depends on the size of the employer. We recommend speaking with one of our advisors to understand your specific situation.
Medicare costs vary based on the coverage you choose. Most people get Part A premium-free. Part B has a standard monthly premium ($174.70 in 2024 for most people). Medicare Advantage plans often have low or $0 premiums but include copays and coinsurance. Medicare Supplement plans have monthly premiums that vary by plan type, age, location, and carrier.
Medicare Part D plans cover prescription medications, but each plan has its own formulary (list of covered drugs). Our advisors can help you find a plan that covers your specific medications at the lowest cost.
Have more questions about Medicare? Our licensed advisors are ready to help.
Ready to Find the Right Medicare Plan?
Our licensed Medicare advisors are standing by to help you navigate your options and find the perfect coverage.