Non Government Entity
Final Expense insurance is a type of whole life insurance designed to cover end-of-life expenses, such as funeral costs, medical bills, and other debts. It typically offers smaller benefit amounts than traditional life insurance and is easier to qualify for, especially for seniors.
The average funeral costs between $7,000 and $12,000, but your ideal coverage amount depends on your specific wishes and potential expenses. Our advisors can help you determine the right amount based on your needs and budget.
While some policies require health qualification, there are guaranteed issue options available that accept everyone regardless of health status. These typically have a waiting period before full benefits are paid for natural causes of death.
Final Expense insurance typically features level premiums that never increase with age. Once your policy is issued, your monthly payment remains the same for the life of the policy, providing predictable costs for budgeting.
pay claims within 24-48 hours of receiving the required documentation. This quick payout helps families cover immediate funeral and burial expenses without financial strain.